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Item 5.1 Budget Levy CIP Request for City Council Action DEPARTMENT INFORMATION ORIGINATING DEPARTMENT REQUESTOR: MEETING DATE: Administration City Administrator/Finance Director Flaherty December 8, 2025 PRESENTER(s) REVIEWED BY: ITEM #: Administration 5.1 – 2026 Budgets & Tax Levy STRATEGIC VISION MEETS: THE CITY OF OTSEGO: X Is a strong organization that is committed to leading the community through innovative communication. X Has proactively expanded infrastructure to responsibly provide core services. X Is committed to delivery of quality emergency service responsive to community needs and expectations in a cost-effective manner. X Is a social community with diverse housing, service options, and employment opportunities. X Is a distinctive, connected community known for its beauty and natural surroundings. AGENDA ITEM DETAILS RECOMMENDATION: City staff is recommending the City Council adopt resolutions adopting operating budgets, a final property tax levy, and the capital improvement plan. ARE YOU SEEKING APPROVAL OF A CONTRACT? IS A PUBLIC HEARING REQUIRED? No Yes, was held on December 2, 2025. BACKGROUND/JUSTIFICATION: The City Council and staff began the budgeting process back in May, and have met in six special city council meetings, which are work session settings in preparation and review of the operating budgets, property tax levy, and capital improvement plan. The proposed General fund revenue budget totals $10,850,321, an increase of $910,219 (9.16%) compared to the current year, and the proposed expenditure budget totals $11,019,558, an increase of $1,079,456 (10.86%) compared to the current year. The proposed budget is an un-balanced budget in the amount of $169,237, being funded with fund balance more than City policy guidelines which will offset the budget and tax levy within the General Fund rather than be transferred to a capital reserve fund. The Public Utility budgets include the Water, Sanitary Sewer, and Storm Water funds. The primary sources of revenues for these funds are from charges for services to customers of the public utilities. The expenses are comprehensive, and include operating expenses, depreciation, capital outlay, debt service and interfund transfers. The utility funds have cash flow projections which are monitored and updated multiple times per year. The rates for the charges for services to customers have been analyzed, and current recommendations for increases have been included in the budgets. The Debt Service Funds budget includes revenues and expenditures for each of the City’s two outstanding general obligation bond issues, not including public utility fund bond issues. The primary sources of revenue include property taxes and special assessments. These revenues along with fund balance will repay the principal and interest on the respective bond issues. The Special Revenue Funds budget includes activity for the City’s three Tax Increment Districts Funds. The expenditures within these funds are for TIF pay-as-you-go note agreements. These expenditures are funded through tax increment collections. The Economic Development Authority budget includes meeting stipends for the Board of Commissioners which is accounted for within the General fund budget and debt service expenditures for the outstanding lease revenue bond issue for construction of the fire station. The debt service expenditures are funded through lease payments from the City. The proposed property tax levy accounts for General fund revenues, Capital fund reserves, Debt Service repayments and Tax Abatements. The total proposed levy is $11,105,525. The most recent information available from Wright County shows the City’s net tax capacity total of $41,701,870 (+8.12% from 2025). This calculates an estimated City tax rate of 26.631, compared to the prior year rate of 24.352. The proposed Capital Improvement Plan (CIP) covers the years 2026-2035. A summary of the CIP is included and is organized by funding source. Inclusion of an item within the CIP does not commit final approval by the City Council, rather it directs staff to plan towards and gather necessary information for an educated final approval on each respective item. Each individual item is planned, researched, and brought back to City Council for final approval when the respective item is ready to move forward. SUPPORTING DOCUMENTS ATTACHED: • Resolution 2025-65: Adopting the 2026 Annual Operating Budgets o Budget Summaries: General, Public Utility, Debt Service, Special Revenue, & EDA Funds • Resolution 2025-66: Setting a Final Property Tax Levy for Taxes Payable 2026 o Tax Levy Calculations • Resolution 2025-67: Adopting the 2026-2035 Capital Improvement Plan o Projects by Funding Source Summary POSSIBLE MOTION PLEASE WORD MOTION AS YOU WOULD LIKE IT TO APPEAR IN THE MINUTES: Motion to adopt Resolution 2025-65 Adopting the 2026 Annual Operating Budgets. Motion to adopt Resolution 2025-66 Setting a Final Property Tax Levy for Taxes Payable 2026. Motion to adopt Resolution 2025-67 Adopting the 2026-2035 Capital Improvement Plan. BUDGET INFORMATION FUNDING: BUDGETED: N/A N/A 1 CITY OF OTSEGO COUNTY OF WRIGHT STATE OF MINNESOTA RESOLUTION NO: 2025-65 ADOPTING THE 2026 ANNUAL OPERATING BUDGETS WHEREAS, the Otsego City Council has on December 2, 2025, held a public meeting to allow for public comment before adopting a final budget and certifying a final property tax levy; and WHEREAS, the Otsego City Council has reviewed the proposed General, Public Utility, Debt Service, Special Revenue, and EDA fund budgets and has determined the budget is adequate to fund the respective fund operations for the year 2026. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF OTSEGO, MINNESOTA: 1. That the following revenues and expenditures (summarized) be authorized as the final budget for the operation of the General fund for 2026 as follows: Revenues Property Taxes $7,553,534 Cable Franchise Fees 106,000 Licenses and Permits 1,904,463 Intergovernmental 186,333 Charges for Services 268,365 Miscellaneous 228,626 Transfers from Other Funds 603,000 Total Revenues $10,850,321 Fund Balance Use of Fund Balance in Excess of Policy $169,237 Total Revenues and Fund Balance Use $11,019,558 Expenditures General Government $2,549,850 Public Safety 4,827,286 Public Works 2,234,775 Parks and Recreation 1,306,497 Economic Development 101,150 Total Expenditures $11,019,558 2 2. That the following revenues and expenses (summarized) be authorized as the final budget for the operation of the Public Utility funds for 2026 as follows: Revenues Operating $8,372,395 Non-Operating 1,084,179 Availability & Connection Charges 5,143,579 Special Assessments 40,248 Bond Proceeds 26,441,878 Total Revenues $41,082,279 Expenses Operating $4,486,687 Capital Outlay 17,851,584 Depreciation 5,144,320 Debt Service 5,411,154 Transfers to Other Funds 603,000 Total Expenses $33,496,745 3. That the following revenues and expenditures (summarized) be authorized as the final budget for the operation of the Debt Service funds for 2026 as follows: Revenues Property Taxes $292,313 Special Assessments 160,924 Total Revenues $453,237 Expenditures Principal $495,000 Interest and Fiscal Agent Fee’s 65,481 Total Expenditures $560,481 4. That the following revenues and expenditures (summarized) be authorized as the final budget for the operation of the Special Revenue funds for 2026 as follows: Revenues Tax Increments $645,302 Total Revenues $645,302 Expenditures Economic Development $585,035 Total Expenditures $585,035 3 5. That the following revenues and expenditures (summarized) be authorized as the final budget for the operation of the Economic Development Authority for 2026 as follows: Revenues Lease Revenues from City $1,275,300 Total Revenues $1,275,300 Expenditures Interest and Fiscal Agent Fee’s $752,800 Total Expenditures $752,800 ADOPTED by the Otsego City Council this 8th day of December, 2025. MOTION BY: SECONDED BY: IN FAVOR: OPPOSED: CITY OF OTSEGO __________________________________ Jessica L. Stockamp, Mayor ATTEST: __________________________________ Audra Etzel, City Clerk City of Otsego General Fund Budget - 2026 Requested Budget Revenue & Expenditure Summary Final Budget Budget 2025 2026 $ Change % Change Revenues Taxes 6,992,002$ 7,553,534$ 561,532$ 8.03% Cable Franchise Fees 117,000 106,000 (11,000) -9.40% Licenses & Permits 1,703,459 1,904,463 201,005 11.80% Intergovernmental 209,554 186,333 (23,221) -11.08% Charges for Services 244,830 268,365 23,535 9.61% Special Assessments 3,500 3,400 (100) -2.86% Fines & Forfeitures 33,600 37,100 3,500 10.42% Investment Interest 142,657 175,126 32,469 22.76% Miscellaneous 15,500 13,000 (2,500) -16.13% Interfund Transfers 478,000 603,000 125,000 26.15% Subtotal 9,940,102 10,850,321 910,219 9.16% Expenditures General Government 2,196,516 2,549,850 353,334 16.09% Public Safety 4,263,499 4,827,286 563,787 13.22% Public Works 2,118,872 2,234,775 115,903 5.47% Culture & Recreation 1,250,315 1,306,497 56,182 4.49% Economic Development 110,900 101,150 (9,750) -8.79% Interfund Transfers - - - #DIV/0! Subtotal 9,940,102 11,019,558 1,079,456 10.86% Net Change in Fund Balance -$ (169,237)$ Description City of Otsego Public Utility Fund Budget - 2026 Revenue & Expenditure Summary Budget Budget 2025 2026 Utility Revenues Operating 8,118,701$ 8,372,395$ Non-Operating 2,966,469 1,084,179 Availability + Connection Charges 4,696,540 5,143,579 Special Assessments 35,274 40,248 Bond Proceeds 10,098,000 26,441,878 Subtotal 25,914,984 41,082,279 Expenditures Personal Services 1,488,288 1,735,152 Supplies 1,019,630 1,024,788 Services & Other Charges 1,582,905 1,726,747 Capital Outlay 20,506,400 17,851,584 Depreciation 4,638,841 5,144,320 Debt Service 5,208,236 5,411,154 Interfund Transfers 478,000 603,000 Subtotal 34,922,300 33,496,745 Excess (Deficiency) of Revenues Over (Under) Expenditures (9,007,316)$ 7,585,534$ Description City of Otsego Debt Service Fund Budget - 2026 Revenue & Expenditure Summary Budget Budget 2025 2026 Revenues Taxes 290,308$ 292,313$ Special Assessments 168,333 160,924 Subtotal 458,641 453,237 Expenditures Principal 480,000 495,000 Interest 81,556 64,081 Fiscal Agent Fee's 1,000 1,400 Subtotal 562,556 560,481 Excess (Deficiency) of Revenues Over (Under) Expenditures (103,915)$ (107,244)$ Description City of Otsego Special Revenue Fund Budget - 2026 Revenue & Expenditure Summary Budget Budget 2025 2026 Revenues Tax Increments 609,601$ 645,302$ Subtotal 609,601 645,302 Expenditures Personal Services 3,200 3,500 Services & Other Charges 4,500 5,100 Development Incentives 510,542 576,435 Subtotal 518,242 585,035 Excess (Deficiency) of Revenues Over (Under) Expenditures 91,359$ 60,267$ Description City of Otsego EDA Debt Service Fund Budget - 2026 Revenue & Expenditure Summary Budget Budget 2025 2026 Revenues Lease Revenues from City -$ 1,275,300$ Subtotal - 1,275,300 Expenditures Principal - - Interest 439,759 750,300 Fiscal Agent Fee's 2,500 2,500 Subtotal 442,259 752,800 Excess (Deficiency) of Revenues Over (Under) Expenditures (442,259)$ 522,500$ Description 1 CITY OF OTSEGO COUNTY OF WRIGHT STATE OF MINNESOTA RESOLUTION NO: 2025-66 SETTING A FINAL PROPERTY TAX LEVY FOR TAXES PAYABLE IN 2026 WHEREAS, the Otsego City Council has on December 2, 2025, held a public meeting to allow for public comment before adopting a final budget and certifying a final property tax levy; and WHEREAS, the Otsego City Council is required by State Statute to establish a final property tax levy for taxes payable in 2026 and certify the final property tax levy to the Wright County Auditor. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF OTSEGO, MINNESOTA: 1. That a tax is hereby levied for collection in 2026 upon all taxable properties in the City of Otsego for the purpose and sums as follows: General Revenue $7,545,000 Tax Abatement 108,624 GO Improvement Bond, 2018A 106,314 GO Improvement Refunding Bond, 2020A 186,000 Lease Revenue Bond, 2024A 1,275,300 Capital Improvement Plan 1,884,287 Total Tax Levy $11,105,525 ADOPTED by the Otsego City Council this 8th day of December, 2025. MOTION BY: SECONDED BY: IN FAVOR: OPPOSED: CITY OF OTSEGO __________________________________ Jessica L. Stockamp, Mayor ATTEST: __________________________________ Audra Etzel, City Clerk City of Otsego Property Tax Levy Calculations Payable 2026 Revised: December 4, 2025 $% $% 2025 2026 Change Change 2026 Change Change Comment General Fund 7,000,000 7,802,000 802,000 11.46% 7,545,000 545,000 7.79% Tax Abatements 87,436 108,624 21,188 24.23% 108,624 21,188 24.23% Debt Service Series 2018A 104,308 106,314 2,006 106,314 2,006 Series 2020A 186,000 186,000 - 186,000 - Series 2024A - 1,339,065 1,339,065 1,275,300 1,275,300 Sub-total 290,308 1,631,379 1,341,071 461.95% 1,567,614 1,277,306 439.98% Capital Reserves Pavement Management 800,000 600,000 (200,000) 600,000 (200,000) Trails Management 76,000 82,000 6,000 82,000 6,000 Parks Equipment 425,000 450,000 25,000 450,000 25,000 Capital Equipment Revolving 587,937 613,954 26,017 613,954 26,017 Fire Capital Revolving 6,189 8,333 2,144 8,333 2,144 City Buildings & Property 120,000 130,000 10,000 130,000 10,000 Sub-total 2,015,126 1,884,287 (130,839) -6.49% 1,884,287 (130,839) -6.49% Use of Fund Balances (220,152) (220,152) Grand Total 9,392,870 11,206,138 1,813,268 19.30% 11,105,525 1,712,655 18.23% Growth (%) 4.50% Tax Capacity 39,284,126 42,446,791 42,446,791 Source = Wright County Growth (%) -0.59% 8.05% 8.05% Net Tax Capacity 38,570,629 41,701,870 41,701,870 Source = Wright County Growth (%) -0.84% 8.12% 8.12% Tax Rate 24.352 26.872 26.631 Population 23,132 23,790 23,790 Source = MN State Demographer Tax Levy Per Capita 406 471 467 Residential City Tax City Tax City Tax Valuation Tax Capacity 2025 2026 Change ($) Change (%) 2026 Change ($) Change (%) 200,000 1,715 418 461 43 10.29% 457 39 9.33% 300,000 2,805 683 754 71 10.40% 747 64 9.37% 402,500 3,922 955 1,054 99 10.37% 1,044 89 9.32% 500,000 4,985 1,214 1,339 125 10.30% 1,327 113 9.31% 600,000 6,250 1,522 1,680 158 10.38% 1,664 142 9.33% Description 2025 2026 Change ($) Change (%) 2026 Change ($) Change (%) Median Appraised Value 386,400 402,500 16,100 4.17% 402,500 16,100 4.17% Less: MV Exclusion (11,774) (10,325) (10,325) Taxable Market Value 374,626 392,175 392,175 Tax Capacity 3,746 3,922 175 4.68% 3,922 175 4.68% Taxing Estimated Estimated Estimated Authority Tax Tax Change ($) Change (%) Tax Change ($) Change (%) City of Otsego 912 1,054 142 15.57% 1,044 132 14.47% Levy Description City Taxes Only. Bold valuation is the Median Value of all residential properties within the City and is provided by the Wright County Assessor. This range of values represents 92.8% of all residential homesteads within the City. City Taxes Only. Based on the Median Value for each respective year. Note: The formula for tax capacity changed in 2025 to due legislative changes for the Homestead Market Value Exclusion Program. Preliminary Levy - (9/22/2025) Proposed Final Levy (12/8/2025) Y:\Budget\2026\Property Taxes\Tax Levy Calculations (2026)2026-V4 1 CITY OF OTSEGO COUNTY OF WRIGHT STATE OF MINNESOTA RESOLUTION NO: 2025-67 ADOPTING THE 2026-2035 CAPITAL IMPROVEMENT PLAN WHEREAS, the Otsego City Council has determined it is fiscally responsible and necessary to develop a capital improvement plan that identifies items that may require significant capital investment; and WHEREAS, the Otsego City Council has reviewed the details and estimated cost of each item included within the capital improvement plan; and WHEREAS, the Otsego City Council has identified probable funding sources for each item included within the capital improvement plan; and WHEREAS, the inclusion of an item within the capital improvement plan does not commit final approval for each respective item, rather each item will be presented to the Otsego City Council with final expenditure amounts and a detailed funding plan to gain final approval. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF OTSEGO, MINNESOTA: 1. That the 2026-2035 Capital Improvement Plan, as set forth in summary, attached as Exhibit A to this Resolution is adopted. ADOPTED by the Otsego City Council this 8th day of December, 2025. MOTION BY: SECONDED BY: IN FAVOR: OPPOSED: CITY OF OTSEGO __________________________________ Jessica L. Stockamp, Mayor ATTEST: __________________________________ Audra Etzel, City Clerk